I think it tends to be human nature in that for some people, they hesitate to make a decision for just about everything that requires one.   Whether it is getting married or maybe divorced, having children, taking a leap at a new career or choosing a paint color for their house.

And it’s prudent not to blindly rush into anything, you should be well informed before making decisions that are especially crucial to your life.

Most of the time these decisions are minor, but what about the ones that are not and could potentially have a huge impact on your life and future?

Sometimes this hesitation comes from looking for the best price for something if you are considering doing a large purchase, but other times it comes from a place of being worried about the possibility of making a “wrong” decision.

See what my clients are saying!

Or not being educated enough about whatever it is you are considering.  So, you put off making any decision about it indefinitely.

A good question to ask yourself is, “what is the worst thing that could happen if I make a decision and it turns out to be awful?”   Asking yourself that question can potentially take away your fear and help you to move forward.

However, hesitating or waiting can continue for a very long time and it can be costly.    And what is the “cost’ of waiting?

If you are hesitating in learning about reverse loans because you have heard “bad things” about them, why are you allowing yourself to be influenced by other’s opinions that generally are incorrect instead of doing some research with a professional?

What is this inertia costing you every month that you wait to find out how much money you could possibly receive from the HECM loan?

It’s fear.